ISPAY Cross-Border Payments — Real-Time Transfers to 195 Countries
Real-time transfers to 195 countries. No correspondent banks. No hidden charges. Built for people and teams paying across borders.
195
Countries
< 60s
Settlement
60%
Lower Cost
8M+
Members
256-bit
Encryption
ISPAY payment features
Quick one-click payment
One tap sends it. Funds reach the recipient in seconds, no queue, no form to chase.
No exchange settlement
Your ISPAY balance pays out in the recipient's local currency. No manual exchange step, no conversion queue.
Global efficient clearing
ISPAY routes across global networks. Clearing takes milliseconds, not the minutes you'd expect from a bank.
Flexible bulk payments
Send 1 payment or 10,000. Batch transfers run the same rail as single ones — same speed, same fee structure.
Traditional wire transfers are broken.
Correspondent banking takes 3 to 5 days and eats 5 to 10% in fees. Recipients arrive short. ISPAY settles on blockchain rails instead. Full amount, real-time, flat fee.
Send money in three steps
Create your account
Sign up and complete KYC. Your ISPAY account is ready in under 10 minutes.
Add funds
Fund in your local currency via bank transfer, card, or crypto deposit.
Send anywhere
Enter recipient details, confirm the amount, send. Settlement is real-time.
Built for global payments
Real-time settlement
ISPAY transfers settle in under 60 seconds across 195 countries — compared to 3-5 business days for traditional SWIFT wire transfers. Settlement runs on blockchain rails, bypassing the correspondent banking network that adds both delay and cost to international transfers.
195 countries
Send to recipients in 195 countries from one account. Coverage expands monthly.
Multi-currency accounts
ISPAY accounts hold, send, and receive in USD, EUR, GBP, RMB, and 20+ currencies from one interface. The platform converts at point of transfer — recipients get their local currency without any manual exchange process or separate conversion account.
See multi-currency accounts →Enterprise compliance
ISPAY applies KYC (Know Your Customer) and AML (Anti-Money Laundering) checks on every transfer across all 195 operating countries. The platform carries PCI DSS certification. Every transaction generates a full, tamper-proof audit trail meeting enterprise and regulatory reporting requirements.
Blockchain security
Every transfer runs on 256-bit encrypted rails. Transactions are tamper-proof and fully traceable.
Learn about ISPAY blockchain →Flat fee structure
ISPAY charges one flat fee per transfer with no spread markup and no correspondent bank intermediary charges. According to ISPAY platform data, this reduces total transfer cost by up to 60% compared to traditional wire transfers that charge 5-10% across multiple correspondent hops.
High-volume or complex, one infrastructure handles both.
Local payments in 30+ currencies. No exchange loss on multi-currency transactions.
Foreign trade & B2B
ISPAY sends supplier payments directly to 195 countries. No correspondent fees stacking through the chain, no day-2 clearing windows. Buyers pay in their currency. Sellers receive in theirs.
B2B cross-border payments →Cross-border SaaS
Collect recurring subscriptions from customers in 30+ local currencies. Conversion runs on ISPAY's side. Your revenue arrives in your base currency, without failed payments from unsupported cards.
Global top-up & wallet funding
Users fund accounts in their local currency, wherever they are. Credit arrives instantly. No failed transactions from cross-border card declines or unsupported payment methods.
Spend with an ISPAY card →Taking your game global
Launch in a new territory and collect local payments from day one. ISPAY handles the currency conversion and routing, so your players spend without a slow banking rollout limiting your release.
ISPAY GameFi payments →ISPAY vs traditional wire transfer
Global Coverage
Send Money to 195 Countries
- Germany
- France
- United Kingdom
- Italy
- Spain
- Netherlands
- Belgium
- Switzerland
- Sweden
- Poland
- Japan
- China
- India
- Singapore
- South Korea
- Thailand
- Malaysia
- Philippines
- Indonesia
- Vietnam
- United States
- Canada
- Mexico
- Brazil
- Argentina
- Chile
- Colombia
- Peru
- UAE
- Saudi Arabia
- Qatar
- Kuwait
- Nigeria
- South Africa
- Kenya
- Egypt
Transfer funds anywhere in the world with real-time settlement, competitive exchange rates, and full transaction tracking from your ISPAY account.
Start SendingGlobal partners
Works directly with the world's leading financial institutions and payment networks.
Questions about ISPAY remittance
Can't find the answer you're looking for? Reach us at support@ispay.com
Most settle in under 60 seconds. Speed depends on the receiving network. On supported corridors, delivery is real-time.
USD, EUR, GBP, RMB, and 20+ more. Recipients get their local currency without needing to convert anything themselves.
ISPAY charges a single flat fee per transfer. No spread markups, no correspondent bank charges, no receiving fees tacked on by intermediaries.
Yes. Everyone completes KYC before sending. It keeps transfers compliant across all 195 countries we operate in.
Yes. Corporate accounts handle batch payroll imports and API access for automated transfers. Finance teams use it to pay teams across multiple countries from one operation.
ISPAY charges one flat fee per transfer with no spread markup. SWIFT wire transfers cost 5-10% across correspondent bank hops plus $25-50 in receiving fees. Wise charges 0.4-2% above the mid-market rate per transfer. ISPAY settles in under 60 seconds vs 3-5 business days for SWIFT. According to ISPAY platform data, total transfer cost is up to 60% lower than traditional wire transfers across 195 countries.
Your first transfer takes under 10 minutes.
Create your account, complete verification, and send to 195 countries today.