ISPAY Account Setup — Eight Financial Tools, One Registration
Debit card. Decentralized wallet. Cross-border payments. Crypto exchange. GameFi. Web3 Mall. Social finance. One registration, under 5 minutes.
8M+
Members
< 5 min
Setup Time
195
Countries
69+
Blockchains
4
Card Tiers
Get started in four steps
One account connects the entire ISPAY ecosystem.
Create your account
Register in ISPAY through TokenPocket — a non-custodial wallet. Your keys stay with you. Setup takes under 5 minutes.
Choose your card tier
Pick Virtual, White, Gold, or Black. Each tier unlocks different spending limits and earn rates.
Compare card tiers →Fund your wallet
Deposit via bank transfer, card, or crypto. Funds land in your ISPAY decentralized wallet.
About ISPAY decentralized wallet →Start earning
Trade, send, spend, and earn across all eight ISPAY modules from day one. Share your referral link and earn additional income on every new member you bring in.
Earn with ISPAY Coin →Pick the tier that fits
Start with Virtual. Upgrade to Black. Same account, different limits.
Start instantly
Full digital access to the ISPAY ecosystem. No physical card, no wait.
- Instant activation after KYC
- Full wallet & exchange access
- Cross-border transfers
- Apple Pay & Google Pay
- Standard earn rate
Essential Card
Physical card with global spending coverage and ATM access in 195 countries.
- $50,000 monthly spending limit
- ATM withdrawals worldwide
- Blockchain-secured transactions
- KYC identity protection
- Standard rewards
Premium Card
For active traders and frequent travelers. Higher daily limits, 2× earn rate, priority support.
- $50,000 daily spending limit
- Priority customer support
- Cross-border remittance access
- 2× reward multiplier
- Enhanced daily limits
Elite Card
No caps. Full financial authority. 5× earn rate, VIP concierge, complete data ownership.
- Unlimited global spending
- VIP concierge access
- Full data ownership & control
- Elite financial authority
- 5× reward multiplier
Eight modules. One account.
Every module in the ISPAY ecosystem is available the day you register.
Global Blockchain
BRC-20 — 4th major blockchain protocol. 69+ networks, protocol-level cross-chain interoperability.
Crypto Exchange
Fiat and crypto trading from one interface. Linked directly to your decentralized wallet.
Decentralized Wallet
Non-custodial. 69+ blockchains, 100+ coins. SWAP and BRIDGE from one screen.
Social App
Web3 social finance. Voice and video to 50,000 users. Your data, your control.
Global Remittance
Send to 195 countries in under 60 seconds. Flat fees, no correspondent bank delays.
Debit Cards
Virtual, White, Gold, Black. Spend in 195 countries with Apple Pay and Google Pay.
Web3 Mall
1,000+ products at launch. ISPay Coin cashback rewards. BRC-20 on-chain commerce.
Magic Crystal Farm
Play-to-earn GameFi. Digital farming with on-chain rewards paid to your ISPAY wallet.
Questions about joining ISPAY
Can't find the answer you're looking for? Reach us at support@ispay.com
Under 5 minutes for most users. ISPAY registration itself takes about 2 minutes. KYC verification runs in 3 more. Virtual card activates the moment KYC clears.
Virtual if you want access fastest with no commitment. White covers most everyday global spending. Gold makes sense if you move money often or travel regularly. Black is for users who want no spending caps.
No. Fund your account by bank transfer or card in your local currency. Crypto deposits are supported but not required to get started.
Yes. Upgrade from Virtual to White, Gold, or Black at any time from your ISPAY dashboard. No penalty, no waiting period.
ISPAY operates in 195 countries. Cross-border remittance runs in 195 countries with 14 supported currencies and 16 global banking partners.
Eight tools. One account. Five minutes.
Join 8M+ members already inside the ISPAY ecosystem.