Cross-Border Business Payments That Settle in Real Time
Pay suppliers, disburse payroll, and collect from buyers across 195 countries. One account, 14 currencies, real-time settlement.
Business payments that clear today, not Thursday.
Businesses sending money across borders through traditional banking run into the same problems repeatedly: correspondent chains that add fees at every stop, FX spreads that widen without warning, and clearing windows that freeze funds for days. A supplier payment initiated Monday may not arrive until Wednesday at best. ISPAY Cross-Border Business operates on direct regulated rails that cut out the intermediary chain entirely.
The ISPAY platform supports business transfers to 195 countries, with accounts operable in 14 currencies and settlement routed through 16 institutional banking partners. Whether the payment is a supplier invoice in EUR, a payroll batch in AED, or a collection from a buyer in SGD, the transfer initiates from one account and settles in seconds on supported corridors. There is no batch processing window, no overnight clearing, and no markup applied by a correspondent you cannot see.
Every transfer clears through the same compliance stack: enterprise KYC and AML screening, a full audit trail, and PCI DSS coverage on all card-linked transactions. Businesses operating across multiple jurisdictions get one compliant payment layer instead of maintaining separate banking relationships per country.
Built for how businesses actually move money
Real-time B2B settlement
Cross-border business transfers settle in seconds. No correspondent bank processing windows, no overnight batch delays.
195 countries, 14 currencies
Send and collect in 14 currencies across 195 countries from a single business account. No separate banking relationship per region.
Supplier payment rails
Pay international suppliers on direct regulated rails. Funds arrive same-session, not same-week. Full amount visibility before you confirm.
Payroll disbursement
Pay employees across multiple countries from a single operation. Each recipient receives in their local currency. No manual conversion step required.
Enterprise KYC/AML
Every business transfer runs through enterprise-grade KYC and AML screening. Full audit trail, PCI DSS compliant, designed for regulated jurisdictions.
Crypto-funded business transfers
Fund business transfers via bank deposit, card, or crypto. ISPAY converts at the current rate and routes to the destination account in the chosen currency.
ISPAY vs Traditional Wire Transfer
Comparison based on general industry benchmarks for correspondent banking vs direct-rail payment infrastructure.
ISPAY supports supplier payments, international payroll disbursement, B2B collections, and treasury transfers. Businesses can send and receive in 14 currencies across 195 countries from a single account, with each transfer settling in real time on supported corridors.
Every transfer runs through enterprise KYC and AML screening before it routes. ISPAY maintains a full audit trail for each transaction and operates under PCI DSS coverage for card-linked payments. This applies across all 195 supported countries without additional configuration per jurisdiction.
Yes. Businesses can initiate payroll runs that distribute to employees in different countries in a single operation. Each recipient receives in their local currency. ISPAY handles the conversion and routing through its 16 institutional banking partners.
ISPAY charges a fixed flat fee per transfer. The rate locks at initiation, so what you see before confirming is what the recipient gets. No correspondent chain fees are added after the fact. With traditional wire transfers, fees accumulate at each institution in the chain, so the final amount delivered is often less than expected.
One account for every cross-border payment your business makes.
ISPAY Cross-Border Business: 195 countries, real-time settlement, enterprise compliance. No correspondent chain.