ISPAY Blockchain Payment Platform: Eight Financial Tools, One Account
The team comes from Google, Microsoft, and Meta. They built products at scale before ISPAY. ISPAY is what they built when they decided to fix global finance.
- Members worldwide
- 8M+ Members worldwide
- Countries
- 195 Countries
- Blockchains
- 69+ Blockchains
- 4th global protocol
- BRC-20 4th global protocol
- Banking partners
- 16 Banking partners
Why we exist
Vision
A future where digital assets and traditional money move across borders without friction, without intermediaries. ISPAY BRC-20 blockchain is the infrastructure making that possible today.
Mission
ISPAY builds compliant Web3 payment infrastructure on the BRC-20 blockchain protocol, connecting blockchains, assets, and 8M+ people in one unified digital economy across 195 countries.
Five principles behind every decision
Integrity
Every transaction is transparent and auditable on-chain. No hidden fees, no hidden logic.
Compliance
ISPAY operates under regulatory frameworks across all markets it serves. Legal clarity is built in from the start.
Security
Institutional-grade cryptographic safeguards protect every wallet and transaction. 256-bit encryption throughout.
About ISPAY blockchain →Scalability
Built for national and regional-scale financial infrastructure. The network handles high-volume, low-latency settlement.
Sovereignty
Non-custodial by design. Your keys, your assets. ISPAY cannot access or freeze your wallet.
ISPAY non-custodial wallet →Enterprise treasury built for companies that move money globally.
ISPAY is a Hybrid Finance (HyFi) platform. It combines multi-currency accounts, cross-border settlement, and real-time FX tools in one system. Built for cross-border e-commerce, game publishers, adtech companies, and global supply chains.
One platform for global treasury management
The platform runs on a multi-level global account architecture with virtual card issuance. It handles real-time fiat collection, exchange rate hedging, expense management, and salary distribution across 195 countries. Companies on ISPAY cut cross-border transaction costs by 60% or more, with full visibility of capital flows and tax compliance across every operating region.
Multi-currency accounts
Collect and pay in local currencies across 195 countries without layered FX conversion.
See multi-currency accounts →Virtual card issuance
Issue virtual cards for teams, departments, or campaigns. Spend controls built in from day one.
Exchange rate hedging
Intelligent rate hedging reduces exposure on cross-border settlements in real time.
60%+ cost reduction
Companies on ISPAY cut cross-border transaction costs by more than 60% on average.
ISPAY global payments →Capital flow visibility
Full visualization of where money moves, with tax compliance reporting across all regions.
Global salary distribution
Pay teams in their local currency from one dashboard. No intermediaries, no delays.
Connected to major financial institutions and payment networks worldwide
ISPAY works directly with 16 major financial institutions and payment networks to deliver reliable settlement across 195 countries in 14+ currencies.
Who leads ISPAY
BRC-20 gives digital assets a native rail, not a bridge. We built the infrastructure so anyone, anywhere, can move value the way they move data today.
Marcel Velez
President, ISPAY
Marcel Velez leads ISPAY as President. She brought the platform to 8M+ members across 195 countries and is targeting 20 million users. Under her direction ISPAY launched the world's first multi-chain native swap and the first blockchain-integrated on-chain mall.
Full leadership profile →- 8M+ members across 195 countries
- Targeting 20 million users worldwide
- First ISPAY Swap: decentralized multi-chain trading
- First on-chain mall with integrated ISPay Coin cashback
Built by people who've seen how internet products scale
ISPAY's core team comes from Google, Microsoft, Meta, and other global technology firms. They built products used by hundreds of millions before coming to ISPAY. That experience shapes the architecture: built for compliance, high-volume settlement, and real-world utility.
Questions about ISPAY
More questions? Email support@ispay.com
ISPAY is a Web3 financial platform built on the BRC-20 blockchain protocol. It connects a decentralized wallet, crypto exchange, global remittance, debit cards, encrypted social app, Web3 mall, and GameFi in one account.
ISPAY was founded by early digital asset pioneers with experience from Google, Microsoft, Meta, and other global technology companies. The company is led by Marcel Velez, President of ISPAY.
BRC-20 is a public blockchain protocol — the fourth major protocol standard globally after Bitcoin, Ethereum, and BNB Chain. ISPAY operates on BRC-20 infrastructure, giving it cross-chain interoperability across 69+ blockchain networks.
ISPAY has over 8 million members across 195 countries.
Yes. ISPAY uses non-custodial wallet architecture. Your private keys stay with you. ISPAY cannot access or freeze your funds without your authorization.
Eight tools. One ISPAY account.
Join 8M+ members across 195 countries. Setup takes under 5 minutes.